Payment Plans Terms and Conditions

1.    Introduction These terms and conditions govern your participation in Chimney Bear's exclusive payment plan offer ("Offer"). By availing yourself of this Offer, you agree to be bound by these terms and conditions in their entirety.

2.    Payment Plan Details

  • The Offer provides a 12 to 24-month repayment plan with 0% interest.

  • A 36-month repayment plan is also available with a 3.99% annual interest rate.

  • No credit check is required to avail of either payment plan option.

  • Payments will be automatically deducted via credit card or debit card.

  • Automatic payments using a valid credit card are mandatory.

  • The first payment is due upon sign-up.

  • A late payment fee of $75.00 will be applied to subsequent payments if not made on time.

  • Payment plans may not be available for all services and/or repairs. To learn more, please call us at (630) 601-6993.

3.   Default

  • The loan will be considered in default if payments are not made for 60 days.

  • In the event of default, the full balance will become due immediately.

4.    Fees

  • There are no deposits or fees for our payment plans.

5.    Miscellaneous

  • We reserve the right to modify or terminate this Offer at any time without prior notice.

  • By participating in this Offer, you consent to our use of your personal information in accordance with our Privacy Policy.

6.    Governing Law

  • These terms and conditions shall be governed by and construed in accordance with the laws of Illinois, and any disputes relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of Illinois.

7.    Prepayment

  • Customers may have the option to make additional payments or pay off the loan before the end of the 12 to 24 month term without incurring any penalties.

8.    Refund Policy

  • All purchases made through this payment plan offer are non-refundable. In the event of a return or cancellation of products or services purchased using this payment plan option, customers will not be eligible for a refund. Any associated fees or deductions will still apply in the case of a return or cancellation.

9.  Change in Terms

  • Chimney Bear reserves the right to modify the terms and conditions of the payment plan offer with prior notice to customers.

10.  Transferability

  • The payment plan agreement is not transferable to another individual or entity.

11.  Right to Reject

  • Chimney Bear reserves the right to reject any payment plan application without providing a reason.

12.  Consent to Credit Check

  • Chimney Bear does not require a credit check for participation in this payment plan offer. Therefore, by applying for a payment plan, you acknowledge that no credit check will be conducted as part of the application process.

13.  Communication

  • Contact us at (630) 601-6993 or info@chimneybear.com with any questions or concerns regarding their payment plan agreement.

14.  Dispute Resolution

  • In the event of any disputes arising from or relating to this payment plan agreement, Chimney Bear and the customer agree to first attempt to resolve the matter amicably through good-faith negotiations.

    If the dispute cannot be resolved informally within a reasonable timeframe, both parties agree to submit the dispute to mediation administered by a mutually agreed-upon mediator. The costs of mediation shall be shared equally between Chimney Bear and the customer.

    If mediation is unsuccessful or deemed inappropriate, any unresolved disputes shall be subject to the exclusive jurisdiction of the courts of Illinois. Chimney Bear and the customer hereby consent to the personal jurisdiction of such courts for the purpose of resolving any dispute and waive any objections as to jurisdiction or venue.

    This provision shall not prevent either party from seeking injunctive relief or other equitable remedies in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's copyrights, trademarks, trade secrets, patents, or other intellectual property rights.

15.  Severability

  • If any provision of these terms and conditions is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired in any way. Instead, the invalid, illegal, or unenforceable provision shall be deemed modified to the extent necessary to render it enforceable, and if it cannot be so modified, it shall be severed from these terms and conditions, and the remainder of the agreement shall continue in full force and effect as if such provision had never been included.

16.  Entire Agreement

  • These terms and conditions, along with any additional documents referenced herein, constitute the entire agreement between Chimney Bear and the customer regarding the subject matter herein and supersede all prior or contemporaneous agreements, negotiations, representations, and understandings, whether oral or written, between the parties regarding such subject matter. No modification, amendment, or waiver of any provision of this agreement shall be effective unless in writing and signed by both parties.

17.  Language

  • These terms and conditions are drafted in the English language. Any translations provided are for convenience only. In the event of any discrepancy between the English version and a translated version, the English version shall prevail.

18.  Customer Acknowledgment

  • By availing yourself of this Offer, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms and conditions, you must not participate in the Offer.